Powering Innovation in Financial Services

Electronic Money Institutions (EMIs) play a pivotal role in modern financial ecosystems, enabling businesses to issue electronic money, provide payment services, and expand their reach across the European Union (EU) and the United Kingdom (UK).

At Estrella, we connect buyers and sellers with licensed EMIs, ensuring seamless transactions that align with strategic goals. Whether you’re acquiring an EMI to enhance your financial services or selling your business to a qualified buyer, Estrella’s expertise ensures success in this regulated market.

What Is an EMI License?

An EMI license allows businesses to:

  • Issue and manage electronic money for transactions and storage.
  • Offer payment services, including money transfers, direct debits, and card payments.
  • Operate legally in the highly regulated financial markets of the EU and UK.

EMIs are essential for fintech companies seeking to provide scalable, compliant, and innovative payment solutions.

Why EMIs Are Valuable

EMIs are highly sought after due to their:

Regulatory Value

Licensing ensures compliance and allows businesses to operate across the EU and UK.

Market Demand

Growing consumer reliance on digital payments drives demand for EMI services.

Scalability

EMIs offer scalable models, enabling businesses to expand services rapidly.

Cross-Border Potential

With passporting rights in the EU (where applicable) or access to UK markets, EMIs provide significant opportunities for geographic growth.

Opportunities for Buyers

Estrella connects buyers with licensed EMIs that meet their strategic objectives, offering:

  • Businesses with established operations and client bases.
  • Licenses ready for integration into existing fintech solutions.
  • Opportunities to expand into digital payments, e-wallets, and financial apps.

Our tailored approach ensures you acquire an EMI that aligns with your goals and operational needs.

Opportunities for Sellers

For sellers, Estrella provides access to:

  • A global network of qualified buyers seeking EMI licenses.
  • Expertise in preparing businesses for sale, maximizing valuation and attractiveness.
  • A confidential and efficient sales process, ensuring a seamless transition for your business.

Why Crypto/Blockchain Licensed Companies Are Valuable

Licensed companies in this sector hold significant value due to their:

Regulatory Flexibility
Specific licenses tailored to unique business models offer advantages not covered under VASP or CASP.
1
Market Access
Enter lucrative markets with bespoke regulations, including Asia-Pacific, the Middle East, and North America.
2
Revenue Potential
Generate income through trading fees, token issuance, and blockchain services.
3
Innovation Support
Licenses that accommodate DeFi, tokenization, and blockchain development foster creativity and growth.
4

Opportunities for Buyers

Estrella connects buyers with crypto and blockchain licensed businesses offering:

  • Licenses in jurisdictions with flexible or advanced crypto regulations, such as Switzerland, Singapore, and UAE.
  • Established platforms for token issuance, blockchain infrastructure, or crypto payment solutions.
  • Opportunities to expand into decentralized finance (DeFi), non-fungible tokens (NFTs), or tokenized assets.

Our tailored approach ensures buyers find businesses that align with their market strategies and long-term goals.

Opportunities for Sellers

For sellers, Estrella provides:

  • Access to a global network of buyers seeking niche crypto/blockchain businesses.
  • Expertise in preparing your business for sale, highlighting its regulatory advantages and operational performance.
  • A confidential and efficient sales process to maximize value and ensure smooth transitions.

How Estrella Supports EMI Transactions

    • For buyers: Are you seeking market entry or service expansion?
    • For sellers: Are you exiting to capitalize on the growing demand for licensed EMIs?
    • Access to vetted EMI businesses across the EU and UK.
    • Detailed overviews, including financial performance, operational metrics, and growth potential.
    • Navigating the regulatory frameworks of the EU and UK.
    • Conducting due diligence to verify licensing, compliance, and operational integrity.
    • Representing your interests to secure favorable terms.
    • Structuring the transaction to minimize risks and maximize value.
    • Managing licensing transfers and ensuring operational continuity post-transaction.

Success Stories in EMI Transactions

European Expansion

A buyer acquired an EMI in the EU to enhance their digital payment services, leveraging passporting rights to operate across multiple member states.

UK Market Entry

A fintech firm purchased a UK-based EMI license to launch e-wallet solutions in the growing UK market.

Strategic Exit

An established EMI owner successfully exited their business, securing a high-value deal with a strategic buyer.

These examples demonstrate Estrella’s ability to deliver tailored solutions and drive success in the EMI market.

Why Choose Estrella for EMI Transactions?

We specialize in navigating the complex licensing requirements of the EU and UK, ensuring compliance at every stage.

Our extensive network connects buyers and sellers with exclusive opportunities in the EMI sector.

Whether you’re buying or selling, our process is customized to meet your strategic goals.

Strict NDAs and secure systems protect sensitive information throughout the transaction.

Explore Opportunities in EMI Transactions

EMIs are at the forefront of financial innovation, offering significant opportunities for growth and expansion. Whether you’re acquiring an EMI to enhance your services or selling your business to capitalize on market demand, Estrella is your trusted partner in navigating this dynamic sector.

Contact Us Today to explore opportunities in EMI acquisitions or sales.