Small E-money Institutions (SEMI) offer a streamlined approach to entering the regulated financial services market within the European Union (EU) and United Kingdom (UK). Designed for businesses with lower operational volumes, SEMIs provide a cost-effective and scalable pathway to issuing electronic money and offering basic payment services.
At Estrella, we connect buyers and sellers of SEMI-licensed businesses, providing tailored solutions to help you achieve your strategic goals in this highly regulated sector.
A Small E-money Institution (SEMI) license allows businesses to:
SEMI licenses are ideal for startups and niche fintech companies seeking to establish themselves in regulated markets.
SEMI-licensed businesses are increasingly sought after due to their:
Simplified regulatory requirements compared to EMI licenses.
Opportunities to grow operations within set limits before transitioning to a full EMI license.
Compliance with EU and UK regulations facilitates trust and legitimacy.
Reduced capital requirements and operational costs make SEMIs an attractive option for smaller businesses.
Estrella connects buyers with SEMI-licensed businesses offering:
Our network ensures buyers access businesses that align with their objectives and provide room for growth.
For sellers, Estrella provides:
A buyer acquired a SEMI-licensed business to launch a digital wallet solution tailored to niche markets in Europe.
A SEMI owner successfully sold their business to a strategic buyer, achieving a significant return while ensuring a smooth transition.
A fintech company integrated a SEMI license to provide payment services across the UK, leveraging the license’s cost-efficient framework.
These examples demonstrate Estrella’s expertise in delivering results tailored to the needs of both buyers and sellers.
Small E-money Institutions provide a flexible and cost-effective way to enter regulated financial markets. Whether you’re acquiring a SEMI license to expand your services or selling your business to a strategic buyer, Estrella is your trusted partner in navigating this dynamic sector.
Contact Us Today to explore opportunities in SEMI acquisitions or sales.
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