Small Payment Institutions (SPIs) provide a streamlined and cost-effective way to enter the regulated payment services market in the European Union (EU) and United Kingdom (UK). Ideal for businesses with limited transaction volumes, SPIs allow companies to offer a range of basic payment services while maintaining compliance with regulatory frameworks.
At Estrella, we connect buyers and sellers with SPI-licensed businesses, enabling efficient and compliant market entry or exit strategies.
A Small Payment Institution (SPI) license allows businesses to:
SPIs are an attractive option for businesses seeking a cost-effective approach to entering regulated markets.
SPI licenses are highly sought after due to their:
Simplified requirements compared to full Payment Institution licenses.
Reduced compliance and operational costs make SPIs ideal for smaller businesses.
Enable businesses to operate legally within the EU or UK, building credibility and trust.
Provide a foundation for growth, with the option to transition to an API license as operations expand.
Estrella connects buyers with SPI-licensed businesses offering:
Our network ensures buyers find businesses tailored to their needs, enabling seamless market entry.
For sellers, Estrella provides:
A buyer acquired an SPI-licensed business in the UK to offer tailored payment solutions to small businesses.
A fintech startup purchased an SPI license in the EU, enabling operations across key member states.
An SPI owner sold their business to a larger payment services provider, securing a competitive valuation.
These success stories highlight Estrella’s ability to deliver tailored solutions for clients in the SPI market.
Small Payment Institutions provide an efficient and cost-effective way to enter the regulated payment services market. Whether you’re acquiring an SPI license to expand your services or selling your business to maximize value, Estrella is your trusted partner in navigating this dynamic sector.
Contact Us Today to explore opportunities in SPI acquisitions or sales.
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